We have resources for everyone (even you).
Are you someone who owns a small to large business or a self-employed individual who hustles in the gig economy? Maybe you're an entrepreneur or someone who's a little bit of everything! Whatever your situation, even if you self-insure, we're here to help you find the best plan that meets your needs.
Our Services.
There’s a plan for everyone. Take a look.
Health Insurance
Personal plans, employee benefits, minimal essentials coverage, health savings accounts, and group coverage.
Health insurance is a financial tool that helps individuals manage the costs of medical care. Policyholders gain access to a range of healthcare services and treatments by paying a premium. Health insurance typically covers expenses such as doctor visits, hospital stays, prescription medications, and preventive care. It provides a safety net in the event of unexpected medical emergencies, helping to alleviate the financial burden associated with healthcare expenses.
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1. Premiums
2. Copayments
3. Deductibles
4. Coinsurance
5. Out-of-pocket limit
Additionally, ask about the maximum amount you will have to pay for health care services (out-of-pocket maximums).
It's important to understand how the claims process works, how your providers get paid, and what portion of the cost you are responsible for paying.
Don't forget to ask if your healthcare providers are in the insurance company's network.
Finally, ask if your medications are covered and what the associated costs are.
If you’re needing professional help, we’re here for you.
Life Insurance
Term life insurance, whole life insurance, critical illness plans, and accident plans.
Life insurance is a financial asset designed to provide financial protection to beneficiaries in the event of the policyholder's death. Policyholders pay premiums to the insurance company, and in return, the insurer promises to pay out a sum of money, known as the death benefit, to the designated beneficiaries upon the insured individual's passing. Beneficiaries can use this lump-sum payment to cover expenses such as funeral costs, outstanding debts, mortgage payments, and daily living expenses.
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Life insurance provides financial protection and peace of mind for you and your loved ones. It ensures that in the event of your passing, your family will have the necessary funds to cover funeral expenses, outstanding debts, mortgage payments, and everyday living expenses. Additionally, life insurance can be an essential tool for estate planning, helping to preserve your legacy and provide for future generations. Ultimately, considering life insurance is a proactive step towards securing the financial well-being of your loved ones, even after you're gone.
Dental & Vision Insurance
Comprehensive Dental & Vision policies.
Dental insurance covers routine dental exams, cleanings, fillings, and other dental procedures. Vision insurance covers eye exams, prescription eyewear, and vision correction procedures (such as LASIK). These insurance plans may also offer preventive care benefits and discounts on additional services or products. These insurance plans aim to help individuals manage the costs of maintaining their oral and visual health without incurring a significant financial burden.
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Yes. We can add these additional benefits to your policy.
Why choose an insurance broker?
Choosing an insurance broker offers numerous advantages over going straight to a website. We have access to a wide range of insurance products and can provide personalized guidance tailored to your specific needs and budget. We act as intermediaries between insurance companies and you, providing top-notch customer service and expert guidance throughout the insurance process. And even better, we don’t charge broker fees.
Some of our carriers.
We work with leading carriers including UnitedHealthcare, Cigna, Aetna, Humana, Ambetter, Molina, Allstate Health Solutions, Ameristead Health and more — so you're never limited to one option.
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